Vero Beach / Sebastian, Florida

Indian River County

Vero Beach, Sebastian. Treasure Coast.

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70,000

Residential properties

5,810

Estimated missing homestead exemption

~$900

Average annual savings

$5.2M

Total addressable savings per year

Indian River County Homestead Exemption

What is it?

Florida's Homestead Exemption removes up to $50,000 from your property's taxable value. In Indian River County, with a combined millage rate of approximately 18 mills, that saves you roughly $900/year.

Who qualifies?

  • You own the property (your name is on the deed)
  • It's your permanent, primary residence
  • You're a Florida resident (FL driver's license or ID)
  • You haven't already filed for this property

How to file

  • Deadline: March 1 of the tax year
  • File with the Indian River County Property Appraiser
  • Need: Signed DR-501 form, FL ID, and deed/closing docs
  • Can file online, by mail, or in person

Flood insurance

Indian River County has an estimated 25,000 NFIP flood insurance policies. Based on statewide data, approximately 29% of policyholders may save by switching to private flood insurance. We check this too — for free.

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